George leads the delivery of Emerging Products and Innovation across Australia and New Zealand. His focus is on mobile and how this supports multi-channel and multi form factor purchase experiences. This is particularly important as new technology and capabilities are fundamentally changing the way consumers and merchants interact, especially in relation to shopping. George works with issuers, acquirers and merchants to articulate and achieve Visa’s vision of the future of payments. The key product areas he is responsible for are proximity payments including eSE, HCE and new form factors as they emerge, person to person payments and how these come together with remote payments on the mobile.